Privacy Policy
Effective Date: March 25, 2025
Last Updated: March 25, 2025
Omega Mortgage Group (“we,” “us,” or “our”) is committed to protecting your privacy and ensuring transparency regarding how we collect, use, and share your personal information. This Privacy Policy describes our practices in compliance with applicable privacy laws and regulations, particularly regarding mobile phone numbers and messaging. It also outlines your choices regarding the use of your information.
Information We Collect
We collect two types of information from visitors to our website (“Site”):
General Information:
We automatically collect general data about each visitor, including IP address, operating system, browser type and version, and pages viewed. This information is aggregated and used to improve our Site and services.
Personal and Financial Information:
When you apply for credit or request services through our Site, you may voluntarily provide personal and financial information, including but not limited to your name, identification number, mailing address, email address, phone number, employment history, social security number, income, credit balances, property insurance coverage, payment history, account balances, and creditworthiness information obtained from consumer credit-reporting agencies.
How We Use Your Information
We use your personal and financial information fairly, lawfully, and solely for the purposes for which it was provided, including:
- Processing your loan application and related transactions.
- Responding to your inquiries and providing customer support.
- Improving our website, services, and your online experience.
- Communicating with you about our products, services, and your transactions.
- Complying with legal obligations and protecting our legal rights.
Information Sharing
No Sharing for Marketing Purposes:
Omega Mortgage Group will never rent, sell, or share your mobile phone number or other personal information with third parties or affiliates for marketing or promotional purposes.
Permitted Sharing with Service Providers:
We may share your personal information with third-party subcontractors and service providers solely to support our business operations and provide services to you. These services include obtaining credit reports, appraisals, title services, customer service communications, and soliciting reviews to improve our services. These third parties are contractually obligated to protect your information and may only use it for the abovementioned purposes. We may also disclose your information in response to subpoenas, governmental requests, legal processes, or to protect our legal or contractual obligations.
Cookies and Tracking Technologies
Our Site uses first-party cookies to track and analyze visitor usage, secure your login information, and enhance your browsing experience. Additionally, our Site may contain third-party content that uses third-party cookies for advertising purposes. Information shared with advertisers is anonymous, does not contain personal or confidential data, and cannot identify individuals.
Do Not Track (DNT)
Omega Mortgage Group tracks customer interactions over time on our Site but does not track users across third-party websites or provide targeted advertising. Therefore, we do not respond to Do Not Track (DNT) signals. However, third-party sites linked to our site may track your browsing activities. You can set your browser to send DNT signals to third-party sites if you prefer not to be tracked.
Third-Party Advertising and Analytics
We may use third-party advertising companies to serve ads on our behalf across the internet. These companies may collect anonymous information about your visits to our Site and interactions with our ads through cookies and web beacons. This information helps us measure advertising effectiveness and improve our marketing efforts. Our Site also uses Google Analytics for Display Advertisers, a web analysis service provided by Google. Google uses collected data to track and examine Site usage, prepare activity reports, and share insights with other Google services. You can opt out of Google Analytics for Display Advertisers and customized Google Display Network ads by visiting Google’s Ads Settings.
Security Measures
Omega Mortgage Group takes extensive precautions to protect your personal information. Submitting sensitive information via our Site is encrypted using Secure Sockets Layer (SSL) technology. We maintain robust security measures online and offline to safeguard your data from unauthorized access, disclosure, or misuse.
Communication Preferences and Opt-Out
By submitting your name, email address, and phone number on omglending.com, you consent to receive phone calls, emails, and text messages regarding your interest in Omega Mortgage Group’s services. If we receive your information through third-party lead providers, you may receive communications regarding your mortgage interest. You may opt out of receiving promotional emails by clicking the “unsubscribe” or “manage email subscriptions” link included in any non-transactional email. You may opt out of receiving text messages at any time by replying “STOP” or “UNSUBSCRIBE” to any text message you receive from us. Once you opt out, you will no longer receive text messages unless you explicitly opt back in. Please note that you cannot opt out of communications directly related to your ongoing transactions with Omega Mortgage Group.
Accessibility and Consistency
This Privacy Policy is accessible to all users via our website and linked in relevant communications. We strive to maintain consistency throughout this policy to avoid discrepancies or conflicting statements. If you identify any inconsistencies or have questions, please get in touch with us immediately.
Updates to This Privacy Policy
Omega Mortgage Group reserves the right to update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Any updates will be posted on this page, and we encourage you to review this policy regularly.
Contact Information
If you have questions or concerns about this Privacy Policy or our data practices, please get in touch with us at:
Omega Mortgage Group
2285 Hilltop Dr.
Ste. 100
Redding, CA 96002
Email: privacy@omglending.com
This Privacy Policy is not intended to and does not create any contractual or other legal rights in or on behalf of any party.