Take advantage, refinance now…
If you’re looking to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
FHA Home Loan
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA).
- Low mortgage rates
- Minimal down payment
VA Home Loan
VA loans are guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits.
- Low-interest rates
- No down payment requirement.
USDA Home Loan
A department of the United States government that manages various programs related to food, agriculture, natural resources, rural development, and nutrition.
The most common reasons for refinancing a mortgage are to take cash out, get a lower payment or shorten your mortgage term.
Learn about more loan types
Home Loan Payment Calculator
- Sarah W.
Recently refinanced our home, I work in the industry and called Neal right away to get information. He was very confident and informative and most importantly he was honest from the very beginning to the end. Neal and Ehrin (his loan processor) were incredible. They were on top of everything each step of the way and would email me as soon as they needed any documentation, ect. Our loan was open and closed in three weeks! It would have been sooner on Omega's end but the appraisal was somewhat delayed.
I think it helped with the quick turn around that I had all my statements and documents ready for these guys (if you are getting a loan, help your loan processor and officer by getting your financial statements, tax returns and pay stubs ready... also a little tip before your appraisal install water heater straps and a carbon monoxide detector!)
My husband and I are very thankful for Neal and Ehrin they were able to get our refi closed before I went out on maternity leave - the refi saved us a substantial amount each month. If you are looking to refi, call Neal or apply on his website.
- Sara L.
We recently used Omega Mortgage at the recommendation of a friend to buy our first home. I have nothing but good things to say. We worked with Ehrin. He was so responsive, even helping us with our offer on a house over the weekend outside of business hours. He responded to emails immediately and was also easily available over the phone. We felt like we had a friend helping us along the way. Everyone kept asking me why I wasn't more stressed out buying the house but it was because we worked with a great company. We closed on time with no issues. I highly recommend working with them if you want personal, excellent service. We can't wait to enjoy our first house!
- Renee P.
I recently purchased a home and I can not say enough how amazing Char was with the process of buying my house. She was available every step of the way and made sure I was always in the loop with the process. She worked with my realtor and made sure everything was done, even ahead of schedule ! Thank you so much for making my home buying experience so easy. I'll be referring any of my friends who are looking to buy 🙂