PURCHASE OR REFINANCE A home NOW...
If you’re looking to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.
PURCHASE OR REFINANCE A home NOW...
If you’re looking to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.
Fixed-Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
FHA HOME LOAN
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA).
- Low mortgage rates
- Minimal down payment
VA HOME LOAN
VA loans are guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits.
- Low-interest rates
- No down payment requirement.
USDA HOME LOAN
A department of the United States government that manages various programs related to food, agriculture, natural resources, rural development, and nutrition.
REFINANCE
The most common reasons for refinancing a mortgage are to take cash out, get a lower payment or shorten your mortgage term.
Home Loan Payment Calculator
These folks experienced the Omega difference and you can too.
Click apply now and get started today!
- Estee L.Ehrin Landis was amazing to work with. Out of 3 lenders we applied with, he was the only one to advise us that we had to be married to get the VA loan – so we had to push our wedding up a few months to get a new house! If he hadn't told us we would not have been able to get the house we wanted! He was also the most helpful and informative out of the three we met with.
Ehrin responded to my 1000s of questions with very concise, detailed and informative responses, very quickly and promptly. He was very easy to get ahold of anytime we needed him. We usually had a reply to an email within 30 mins or less.
We made an offer on Easter weekend. Even though it was a holiday and a weekend, Ehrin was available, got us a pre-qualification letter, and provided the needed information.
Ehrin also went above and beyond to make sure that we got the loan. Quite a few changes happened during the time we were buying that made us very worried we may not get approved or may lose the house. But Ehrin and Omega Mortgage went to bat for us, got us in the house on time!
We also got a GREAT interest rate. We ended up getting our $1000 back, and didn't pay any down.
Ehrin was also very friendly and enjoyable to work with. He has also stayed in contact with us post-purchase to make sure things were going well and to get updates on the house.
I would definitely use Ehrin again. He is so patient, keeps his clients informed at all times, and answers questions very quickly, clearly and with detailed information. I would recommend Ehrin to anyone who needs a mortgage! Especially first time buyers! - Scott ShaddixErhin Landis at Omega Mortgage in Redding is TOP NOTCH. He has always been readily available, he even answered a question by text on a weekend. Erhin, I very much appreciate your guidance and straight up honesty through the whole process. I was being quoted a .25% lower rate by another lender but turns out, he was just charging extra money! and I was gonna have to pay that on top of my closing cost! Ehrin you are definitely who I will be referring other homebuyers to and even my relatives to. Thanks again Ehrin
- S K.These guys are amazing and about as nice a group of people as you will ever find, anywhere. We moved here from Canada and had a heck of a time trying to buy a house, even though our credit ratings were very good "up north". A couple of mortgage brokers told us flat out that they couldn't help us, as it was virtually impossible to get a loan for people like us from out of the country with no U.S. credit. Fortunately, our realtor (who was also awesome, Brian Salado at The Real Estate Group) steered us to Omega, saying, "If anyone can do it, they can." Well, it was hard and it took months, but they did get us a loan, and at an excellent rate, too. Furthermore, they kept looking out for us when interest rates dropped to the point where it would make sense for us to refinance, and they did that for us and are saving us a ton of money. And hey, if you stop in there around lunch time, tell them you heard about Mary Jane's cooking (she is the mother of one of the partners and makes them all lunch every day), and maybe you'll get to try some!