PURCHASE OR REFINANCE A home NOW...
If you’re looking to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.
PURCHASE OR REFINANCE A home NOW...
If you’re looking to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.
Fixed-Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
FHA HOME LOAN
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA).
- Low mortgage rates
- Minimal down payment
VA HOME LOAN
VA loans are guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits.
- Low-interest rates
- No down payment requirement.
USDA HOME LOAN
A department of the United States government that manages various programs related to food, agriculture, natural resources, rural development, and nutrition.
REFINANCE
The most common reasons for refinancing a mortgage are to take cash out, get a lower payment or shorten your mortgage term.
Home Loan Payment Calculator
These folks experienced the Omega difference and you can too.
Click apply now and get started today!
- Brian BanksonI am so glad I went with Omega Mortgage group! Dan Landis and his team made the process super easy and worked seamlessly with our realtor. Their rates were the best and I would recommend them to others without a doubt. I kept asking, is there anything I need to do and their response was “No, don’t worry about that, we will take care of it!” I always felt at ease with the loan process at a time when buying a new home is stressful in and of itself. Thanks to Dan and the team.
- S K.These guys are amazing and about as nice a group of people as you will ever find, anywhere. We moved here from Canada and had a heck of a time trying to buy a house, even though our credit ratings were very good "up north". A couple of mortgage brokers told us flat out that they couldn't help us, as it was virtually impossible to get a loan for people like us from out of the country with no U.S. credit. Fortunately, our realtor (who was also awesome, Brian Salado at The Real Estate Group) steered us to Omega, saying, "If anyone can do it, they can." Well, it was hard and it took months, but they did get us a loan, and at an excellent rate, too. Furthermore, they kept looking out for us when interest rates dropped to the point where it would make sense for us to refinance, and they did that for us and are saving us a ton of money. And hey, if you stop in there around lunch time, tell them you heard about Mary Jane's cooking (she is the mother of one of the partners and makes them all lunch every day), and maybe you'll get to try some!
- Scott ShaddixErhin Landis at Omega Mortgage in Redding is TOP NOTCH. He has always been readily available, he even answered a question by text on a weekend. Erhin, I very much appreciate your guidance and straight up honesty through the whole process. I was being quoted a .25% lower rate by another lender but turns out, he was just charging extra money! and I was gonna have to pay that on top of my closing cost! Ehrin you are definitely who I will be referring other homebuyers to and even my relatives to. Thanks again Ehrin
- Renee P.I recently purchased a home and I can not say enough how amazing Char was with the process of buying my house. She was available every step of the way and made sure I was always in the loop with the process. She worked with my realtor and made sure everything was done, even ahead of schedule ! Thank you so much for making my home buying experience so easy. I'll be referring any of my friends who are looking to buy 🙂
- Aubin AlbrightI recently decided to have Omega refinance my home, and I am so glad I did! Not only was I able to get a fantastic rate, but the customer service was spectacular. Omega goes out of their way to make sure that you’re a priority, and follows through on their promises. Ehrin was especially wonderful about communicating with me if there were any changes, and making sure that my refinance closed in time. He would often go above and beyond, the normal realm of customer service to make sure that I had an excellent experience. Everyone at Omega is wonderful, they are all extremely knowledgable and can tackle any unexpected bumps in the road with ease. They also make sure that not only do you feel comfortable, but well taken care of. I would not hesitate for an instant to use them again for any of my future home purchases, or refinances.