Historic low rates

Take advantage, refinance now…

If you’re looking to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.

Buy a HomeRefinance

Fixed-Rate

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

FHA Home Loan

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA).

  • Low mortgage rates
  • Minimal down payment

VA Home Loan

VA loans are guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits.

  • Low-interest rates
  • No down payment requirement.

USDA Home Loan

A department of the United States government that manages various programs related to food, agriculture, natural resources, rural development, and nutrition.

Refinance

The most common reasons for refinancing a mortgage are to take cash out, get a lower payment or shorten your mortgage term.

Learn about more loan types Click Here

Home Loan Payment Calculator

$

5%

1%

3.625%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

$

0%

1%

3.625%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$

5%

1%

3.625%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

These folks experienced the Omega difference and you can too.
Click apply now and get started today!
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  • Paul Carr

    We just moved back into town after being gone for 20yrs and the entire mortgage process with Omega couldn't have been simpler.

  • Sara L.
    5 star rating

    We recently used Omega Mortgage at the recommendation of a friend to buy our first home. I have nothing but good things to say. We worked with Ehrin. He was so responsive, even helping us with our offer on a house over the weekend outside of business hours. He responded to emails immediately and was also easily available over the phone. We felt like we had a friend helping us along the way. Everyone kept asking me why I wasn't more stressed out buying the house but it was because we worked with a great company. We closed on time with no issues. I highly recommend working with them if you want personal, excellent service. We can't wait to enjoy our first house!

  • S K.
    5 star rating

    These guys are amazing and about as nice a group of people as you will ever find, anywhere. We moved here from Canada and had a heck of a time trying to buy a house, even though our credit ratings were very good "up north". A couple of mortgage brokers told us flat out that they couldn't help us, as it was virtually impossible to get a loan for people like us from out of the country with no U.S. credit. Fortunately, our realtor (who was also awesome, Brian Salado at The Real Estate Group) steered us to Omega, saying, "If anyone can do it, they can." Well, it was hard and it took months, but they did get us a loan, and at an excellent rate, too. Furthermore, they kept looking out for us when interest rates dropped to the point where it would make sense for us to refinance, and they did that for us and are saving us a ton of money. And hey, if you stop in there around lunch time, tell them you heard about Mary Jane's cooking (she is the mother of one of the partners and makes them all lunch every day), and maybe you'll get to try some!

  • Sarah W.
    5 star rating

    Recently refinanced our home, I work in the industry and called Neal right away to get information. He was very confident and informative and most importantly he was honest from the very beginning to the end. Neal and Ehrin (his loan processor) were incredible. They were on top of everything each step of the way and would email me as soon as they needed any documentation, ect. Our loan was open and closed in three weeks! It would have been sooner on Omega's end but the appraisal was somewhat delayed.

    I think it helped with the quick turn around that I had all my statements and documents ready for these guys (if you are getting a loan, help your loan processor and officer by getting your financial statements, tax returns and pay stubs ready... also a little tip before your appraisal install water heater straps and a carbon monoxide detector!)

    My husband and I are very thankful for Neal and Ehrin they were able to get our refi closed before I went out on maternity leave - the refi saved us a substantial amount each month. If you are looking to refi, call Neal or apply on his website.

  • Becky C.
    5 star rating

    Shout out to Ehrin of Omega Mortgage Group. After 3 weeks working with our previous lender on a refinance, we were told we must start the process over again, I was very frustrated. I inquired with Ehrin about the current rates, and found that Omega offered a better rate. Start to finish it was only 2-1/2 weeks! Ehrin was great! He made this a stress-free process and kept us informed at every step. Highly recommend Ehrin for your mortgage!