If you’re looking to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
FHA HOME LOAN
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA).
- Low mortgage rates
- Minimal down payment
VA HOME LOAN
VA loans are guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits.
- Low-interest rates
- No down payment requirement.
USDA HOME LOAN
A department of the United States government that manages various programs related to food, agriculture, natural resources, rural development, and nutrition.
The most common reasons for refinancing a mortgage are to take cash out, get a lower payment or shorten your mortgage term.
Home Loan Payment Calculator
These folks experienced the Omega difference and you can too.
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- Aaron Robertson
Received some good feedback from my clients about the Omega Lending Group. I know for a fact that Dan & Ehrin are dedicated to being the best at what they do. I have sent many of my friends there to do business and they all have had outstanding things to say about Omega and their team.
- Casey Hoke
I bought my first home with Ehrin last year, and I am very satisfied with their service. I was out of the country for the first part of the process, but Ehrin was always reachable by phone and email. It was always easy to communicate, and I even received in-depth answers to a question that I just recently had. I would highly encourage everyone to give the team at omega a chance, I’m certainly glad that I did.
- Sara L.
We recently used Omega Mortgage at the recommendation of a friend to buy our first home. I have nothing but good things to say. We worked with Ehrin. He was so responsive, even helping us with our offer on a house over the weekend outside of business hours. He responded to emails immediately and was also easily available over the phone. We felt like we had a friend helping us along the way. Everyone kept asking me why I wasn't more stressed out buying the house but it was because we worked with a great company. We closed on time with no issues. I highly recommend working with them if you want personal, excellent service. We can't wait to enjoy our first house!
- S K.
These guys are amazing and about as nice a group of people as you will ever find, anywhere. We moved here from Canada and had a heck of a time trying to buy a house, even though our credit ratings were very good "up north". A couple of mortgage brokers told us flat out that they couldn't help us, as it was virtually impossible to get a loan for people like us from out of the country with no U.S. credit. Fortunately, our realtor (who was also awesome, Brian Salado at The Real Estate Group) steered us to Omega, saying, "If anyone can do it, they can." Well, it was hard and it took months, but they did get us a loan, and at an excellent rate, too. Furthermore, they kept looking out for us when interest rates dropped to the point where it would make sense for us to refinance, and they did that for us and are saving us a ton of money. And hey, if you stop in there around lunch time, tell them you heard about Mary Jane's cooking (she is the mother of one of the partners and makes them all lunch every day), and maybe you'll get to try some!
- Estee L.
Ehrin Landis was amazing to work with. Out of 3 lenders we applied with, he was the only one to advise us that we had to be married to get the VA loan – so we had to push our wedding up a few months to get a new house! If he hadn't told us we would not have been able to get the house we wanted! He was also the most helpful and informative out of the three we met with.
Ehrin responded to my 1000s of questions with very concise, detailed and informative responses, very quickly and promptly. He was very easy to get ahold of anytime we needed him. We usually had a reply to an email within 30 mins or less.
We made an offer on Easter weekend. Even though it was a holiday and a weekend, Ehrin was available, got us a pre-qualification letter, and provided the needed information.
Ehrin also went above and beyond to make sure that we got the loan. Quite a few changes happened during the time we were buying that made us very worried we may not get approved or may lose the house. But Ehrin and Omega Mortgage went to bat for us, got us in the house on time!
We also got a GREAT interest rate. We ended up getting our $1000 back, and didn't pay any down.
Ehrin was also very friendly and enjoyable to work with. He has also stayed in contact with us post-purchase to make sure things were going well and to get updates on the house.
I would definitely use Ehrin again. He is so patient, keeps his clients informed at all times, and answers questions very quickly, clearly and with detailed information. I would recommend Ehrin to anyone who needs a mortgage! Especially first time buyers!