Federal Housing Administration (FHA) Loan

What is an FHA home loan?

If you’d love to buy a home but have minimal credit, little to no down payment, an FHA loan may be the solution for you. FHA financing was developed to provide homebuyers with an alternative to conventional financing and include attractive and flexible guidelines.

FHA loans are insured by the Federal Housing Administration (FHA) and may have an easier qualification process due to less stringent down-payment and credit requirements than conventional mortgages.

Note: If you’re a current military member or veteran, you may be eligible for a VA home loan with little or no downpayment.

Features & Highlights
  • Loan down payments
  • Lower credit thresholds
  • popular for refinancing