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Fixed-Rate

A traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
30-Year
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FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA).
Low mortgage rates
Minimal down payment

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VA Loans

VA loans are guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits.
Low-interest rates
No down payment requirement.

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USDA Loans

A department of the United States government that manages various programs related to food, agriculture, natural resources, rural development, and nutrition.

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Jumbo Loans

A jumbo loan is one way to buy a high-priced or luxury home. If you have a lower debt-to-income ratio and a higher credit score, a jumbo loan may be right for you.

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Refinancing

Common reasons for refinancing a mortgage are to take cash out, get a lower payment or shorten your mortgage term.

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Refinancing A VA Loan: Department of Veterans Affairs

What is a VA home loan?

VA loans are home mortgages backed by the Department of Veterans Affairs (VA). With a VA loan, eligible service members and veterans can buy a home with little or no down payment, or refinance an existing home to get cash out or a lower monthly payment through the VA Interest Rate Reduction Refinancing Loan (IRRRL).

As an approved lender for the VA Home Loan Guarantee Program, Omega Mortgage Group can offer service members, veterans, and eligible surviving spouses favorable terms on all types of home mortgage products.

WHO is the VA IRRRL for?

Qualified veterans and service personnel with a VA loan
Qualified VA loan owners who want to reduce their interest rate or switch from an adjustable rate to a fixed rate
Qualified borrowers who want to refinance without an appraisal or credit underwriting
Qualified VA homeowners who want a streamlined refinance with no money out-of-pocket

Features & Highlights

Low or no down payment
Lower monthly payment
Simplified approval process
Qualified VA homeowners who want a streamlined refinance with no money out-of-pocket

CORPORATE HEADQUARTERS

10663 Professional Cir., Ste A
Reno, NV 89521

530-223-1400
530-377-5534
800-971-2066

NMLS# 1253874 Advertised Rates effective as of the date Rates placed on Infinity Equity Group, LLC f/k/a Infinity Equity Group, Inc. dba Omega Mortgage Group website. Annual Percentage Rates may vary. This advertisement does not constitute a commitment to lend. Qualification for advertised mortgage scenarios is subject underwriting guidelines and credit review/approval. For mortgage loans other than fixed loans, it is possible that the borrower’s payment may increase substantially after consummation. The disclosed closing costs are only estimates. Actual closing costs may vary. The information contained herein is subject to change without notice.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #441DBO-106851 and NMLS #1253874

Arizona Mortgage Banker-BK-1007664, California DBO-60DBO54772, Idaho-MBL-9351, Nevada-4482, Oregon-ML-5506, Texas-SML, Washington-CL1253874

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