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A department of the United States government that manages various programs related to food, agriculture, natural resources, rural development, and nutrition.
A jumbo loan is one way to buy a high-priced or luxury home. If you have a lower debt-to-income ratio and a higher credit score, a jumbo loan may be right for you.
Common reasons for refinancing a mortgage are to take cash out, get a lower payment or shorten your mortgage term.
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HOME LOAN OPTIONS
30-Year Fixed Loan
Get a 30-year fixed-rate mortgage quote. Talk with a friendly Omega loan expert and we’ll find the right home loan program for you.
- A range of down payment options
- Advantages for higher down payments
- Option to eliminate mortgage insurance (PMI) with a 20% down payment
- Financing for properties commonly restricted by government loans


15-Year Fixed Loan
Get a custom 15-year fixed-rate quote from local experts. This is the best option if you can afford the higher fixed monthly payments and want to pay off your loan balance at a fast pace. Talk with a friendly Omega loan expert and we’ll find the right home loan program for you.
- Pay-off your home fast and save thousands of dollars during the life of the loan
- Enjoy a low-interest rate and fixed monthly payments
- Quick approval and closing complete within 30 days

What is a Fixed Loan?
Omega Mortgage Groups conventional fixed-rate mortgage loans come in a variety of options and with excellent advantages for qualified borrowers. While FHA and other government loans can have certain property restrictions, a conventional loan can be used on nearly all property types.
Short on a down payment? Here are a few conventional low down payment options:
HomeReady™ is a fixed-rate, affordable housing program for creditworthy, low-to-moderate income borrowers offering up to 97% financing.
Freddie Mac Home Possible® Advantage
Designed for low-to-moderate-income home buyers and/or individuals purchasing or refinancing properties in target areas.
Maximum financing (LTV/CLTV) and minimum credit score requirements are determined based on the loan product type
Private Mortgage Insurance (PMI) is required on conventional loans with an LTV > 80%.
Features & Highlights
- Our most popular mortgage program
- Enjoy a low-interest rate and fixed monthly payments
- Quick approval and closing complete within 30 days