30-Year Fixed Loan

Get a 30-year fixed-rate mortgage quote. Talk with a friendly Omega loan expert and we’ll find the right home loan program for you.

  • A range of down payment options
  • Advantages for higher down payments
  • Option to eliminate mortgage insurance (PMI) with a 20% down payment
  • Financing for properties commonly restricted by government loans
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30-year fixed loan
15 year fixed-rate mortgage

15-Year Fixed Loan

Get a custom 15-year fixed-rate quote from local experts. This is the best option if you can afford the higher fixed monthly payments and want to pay off your loan balance at a fast pace. Talk with a friendly Omega loan expert and we’ll find the right home loan program for you.

  • Pay-off your home fast and save thousands of dollars during the life of the loan
  • Enjoy a low-interest rate and fixed monthly payments
  • Quick approval and closing complete within 30 days
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30-year fixed-rate mortgage

What is a Fixed Loan?

Omega Mortgage Groups conventional fixed-rate mortgage loans come in a variety of options and with excellent advantages for qualified borrowers. While FHA and other government loans can have certain property restrictions, a conventional loan can be used on nearly all property types.

Short on a down payment? Here are a few conventional low down payment options:

Fannie Mae HomeReady™

HomeReady™ is a fixed-rate, affordable housing program for creditworthy, low-to-moderate income borrowers offering up to 97% financing.

Freddie Mac Home Possible® Advantage

Designed for low-to-moderate-income home buyers and/or individuals purchasing or refinancing properties in target areas.

Maximum financing (LTV/CLTV) and minimum credit score requirements are determined based on the loan product type

Private Mortgage Insurance (PMI) is required on conventional loans with an LTV > 80%.

Features & Highlights

  • Our most popular mortgage program
  • Enjoy a low-interest rate and fixed monthly payments
  • Quick approval and closing complete within 30 days