PURCHASE OR REFINANCE A home NOW...
If you’re looking to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.
PURCHASE OR REFINANCE A home NOW...
If you’re looking to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.
Fixed-Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
FHA HOME LOAN
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA).
- Low mortgage rates
- Minimal down payment
VA HOME LOAN
VA loans are guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits.
- Low-interest rates
- No down payment requirement.
USDA HOME LOAN
A department of the United States government that manages various programs related to food, agriculture, natural resources, rural development, and nutrition.
REFINANCE
The most common reasons for refinancing a mortgage are to take cash out, get a lower payment or shorten your mortgage term.
Home Loan Payment Calculator
These folks experienced the Omega difference and you can too.
Click apply now and get started today!
- Casey HokeI bought my first home with Ehrin last year, and I am very satisfied with their service. I was out of the country for the first part of the process, but Ehrin was always reachable by phone and email. It was always easy to communicate, and I even received in-depth answers to a question that I just recently had. I would highly encourage everyone to give the team at omega a chance, I’m certainly glad that I did.
- S K.These guys are amazing and about as nice a group of people as you will ever find, anywhere. We moved here from Canada and had a heck of a time trying to buy a house, even though our credit ratings were very good "up north". A couple of mortgage brokers told us flat out that they couldn't help us, as it was virtually impossible to get a loan for people like us from out of the country with no U.S. credit. Fortunately, our realtor (who was also awesome, Brian Salado at The Real Estate Group) steered us to Omega, saying, "If anyone can do it, they can." Well, it was hard and it took months, but they did get us a loan, and at an excellent rate, too. Furthermore, they kept looking out for us when interest rates dropped to the point where it would make sense for us to refinance, and they did that for us and are saving us a ton of money. And hey, if you stop in there around lunch time, tell them you heard about Mary Jane's cooking (she is the mother of one of the partners and makes them all lunch every day), and maybe you'll get to try some!
- Sara L.We recently used Omega Mortgage at the recommendation of a friend to buy our first home. I have nothing but good things to say. We worked with Ehrin. He was so responsive, even helping us with our offer on a house over the weekend outside of business hours. He responded to emails immediately and was also easily available over the phone. We felt like we had a friend helping us along the way. Everyone kept asking me why I wasn't more stressed out buying the house but it was because we worked with a great company. We closed on time with no issues. I highly recommend working with them if you want personal, excellent service. We can't wait to enjoy our first house!
- Scott ShaddixErhin Landis at Omega Mortgage in Redding is TOP NOTCH. He has always been readily available, he even answered a question by text on a weekend. Erhin, I very much appreciate your guidance and straight up honesty through the whole process. I was being quoted a .25% lower rate by another lender but turns out, he was just charging extra money! and I was gonna have to pay that on top of my closing cost! Ehrin you are definitely who I will be referring other homebuyers to and even my relatives to. Thanks again Ehrin